Our Products
Trinity Insurance Services is a Local Insurance Brokerage where we can sell and negotiate insurance on your behalf. This gives us the ability to find you the best coverage at an affordable rate with no membership fees. It also gives you direct accessibility to your local agent for payments, questions or claim needs.
HOME INSURANCE
Your home is not only your pride and joy, it is the biggest purchase you will ever make. There you will make memories and accumulate assets. In case of an emergency, you need a trusted reliable agent you can count on to be there. Trinity Insurance Services wants to be there to help you obtain the best coverage at an affordable cost. Having adequate does not need to cost a fortune. You can bet we will be there to help you file a claim and we’ll see you through the settling of your claim quickly.
Rates and location will differ depending on the location of the home. As your trusted Insurance Agent, we will provide one-on-one consultation and ensure we determine which coverage is best for you. Here at Trinity, we are dedicated to explaining your coverages so that you understand what your policy covers. Being your local agent means that if you have any questions, simply come over to our office and have a cup of coffee with us.
Policies include:
Property Coverage- This is insurance coverage to rebuild your home at current construction costs. It also pays for repairs for your home, such as, your roof, siding, garage, or other buildings connected to the home that is damaged.
Personal property- Should you have a loss of valuables in your home, for example, electronics, furniture, appliances, property in your garage, lawnmower, and tools all of your personal property is covered in case of theft.
Liability- This covers a claim when someone is injured on your property or due to a fire initiated on your property and reached other homes or damaged others personal property.
Medical Expenses-This covers medical coverage for someone that is injured while on your property.
Living Expenses- if you have a complete loss, you may need temporary housing. Home insurance will provide monetary compensation for expenses incurred while your home is being rebuilt.
LIFE INSURANCE
There are two types of life insurance, term, and whole life. Whole Life is often known as permanent life insurance. Life insurance is for the surviving family members. Show your family you love them by leaving them properly protected after you are gone.
The death benefit is tax-free. It’s the perfect way to save for a college fund or retirement. It is perfect to replace some of the income when a family member dies. Stop by our office and allow us to help you choose the policy that fits your budget. Age and health are the most important factors in the life insurance premium; therefore, the younger you are, the lower the price, so don’t wait another day and come in today.
Life Insurance will provide:
A savings account(whole life): if not cashed out before death will only accumulate and you will have a higher payout.
Final expenses: using life insurance to pay for funeral and burial expenses.
Income for dependents: a life policy can provide much-needed income when you pass away many times this is used for children but can also be used for a partner as additional income.
Inheritance: using a life policy as an inheritance even if you don’t have substantial assets to pass o to your beneficiaries.
It’s a great way to leave a charitable contribution.
All these benefits are Tax-free!
Commercial insurance
Now that you’ve established your business, you must ensure your investment is properly covered. Trinity Insurance offers a variety of insurance products to suit different industries. Review our products below and contact us to discuss which coverage is the best for you!
GENERAL LIABILITY: this is broad protection for you and your business when an incident occurs on the job affecting another party including bodily injury and property damage, not only covering potential damage including legal defense you may need.
WORKMAN’S COMPENSATION INSURANCE: is mandatory by law in most states to protect employees in your company if an employee suffers an injury or acquires a disease at work, types of injuries include strains, falls, or accidental death. Many states require this type of coverage for the employee only but not for the business owners or officers of that business. Should a business decide to operate without workman’s compensation that business could face fines and major penalties. Allow Trinity Insurance to assist you with properly insuring your employees; therefore, protecting your company.
COMMERCIAL AUTO: is wide liability protection for the business owner, and vehicles being used for business purposes in case there are claims or damages caused by such vehicles.
COMMERCIAL PROPERTY: protects your business building and structure, it also protects inventory pertaining to the business, any incidents caused within the building and will give you monetary compensation for employees and business owners while the business is being rebuilt.
PROFESSIONAL LIABILITY: this protects you and the business against accusations, mistakes, poor workmanship, and missed deadlines you promised to complete.
BUSINESS OWNER’S POLICY (BOP): this combines the individual coverage you need, including general liability, commercial property, and professional liability into one affordable package with many additional options available to be tailored to your needs and circumstances.
TOOLS AND EQUIPMENT: this protects your business equipment in case of theft or damages. This protection covers equipment and cargo trailers used to haul business equipment. Coverage is provided regardless of being rented or borrowed.
AUTO INSURANCE
Trinity Insurance Services provides auto coverage using the various companies we represent. Great coverage does not need to cost a fortune. We understand that no customer is alike so we shop around to fit each individual customer’s needs. At Trinity Insurance we prefer to meet with our customers in person so that you may get a detailed explanation of your coverage. Protecting you and your loved ones is our top priority.
AUTO INSURANCE COVERAGE: collision and comprehensive (other than collision) coverages pay for the damage to your vehicle. You can purchase either or both coverages for each vehicle you own. It is understood that if you are still paying on your auto, you must carry full coverage on it. There is a deductible depending on your desired coverage, deductibles range from $500 to $2000. The higher the deductible the lower the premium. To be completely covered we suggest customers add roadside assistance and loss of use coverage to their policy.
LIABILITY INSURANCE: liability coverage pays for injuries incurred to third parties and damages caused to other people’s property when you are at fault in an automobile accident. This coverage will also pay for medical expenses should anyone be injured.
UNINSURED/UNDERINSURED MOTORIST COVERAGE: this coverage is used in case you are injured by a person who is completely uninsured or doesn’t have enough liability insurance to cover your injuries. The insurance will also cover you in case you are in an accident with a hit-and-run driver.
Trinity Insurance wants to be your preferred choice for protecting you and your loved ones while you're on the road.
We assist you throughout the claim handling process
A convenient way to pay premiums
We are only one call away
Local Agents
FLOOD INSURANCE
A flood is an overflow of water that submerges land that is usually dry. A flood can happen anywhere, just one inch of floodwater can cause up to 25,000 dollars in damage. Your traditional homeowner’s insurance does not cover flood insurance. Flood Insurance covers losses directly caused by flooding. Trinity Insurance Services will ensure your building and contents are properly protected.
What the policy covers:
Electrical and plumbing systems
Furnaces and water heaters
Refrigerators, cooking stoves, and built-in appliances, such as dishwashers
Permanently installed carpeting
Permanently installed cabinets, panelings, and bookcases
Window blinds
Foundation walls, anchorage system, and staircases
Detached garages
Fuel tanks, well water tanks and pumps, and solar energy equipment
renters insurance
Personal Property Protection
Personal Property Protection covers the loss of your belongings should they be stolen, damaged by fire or water. Renter’s insurance protects your furniture, electronics, and clothing as well as other personal belongings.
Additional Living Expenses
If a covered loss makes your home uninhabitable, Renters Insurance will help pay for relocation expenses, and also provide funds for your living expenses/living costs, such as food, utilities, and other expenses incurred for moving to a new location.
Liability Protection
Liability Insurance helps protect you against unpredictable situations that may arise if someone sues you for damages. It commonly covers injuries that happen to guests while visiting your home. Trinity Insurance Services would love to help protect your assets so you can maintain your financial well-being.
Guest Medical Protection
Provides protection if someone incurs medical expenses from an injury suffered on your premises.
ANNUITIES
Whether you are trying to increase your retirement savings or need a guaranteed income, you need to be confident that you will have enough money to allow you to continue living the lifestyle you are accustomed to. After all, you are retired, you finally get to do what you’ve always dreamed of and that means planning for later. Allow Trinity Insurance Services to help you be retirement-ready.
Annuities are an important part of a diversified retirement portfolio. They can ensure your retirement income is protected even when there are downturns in the market.
There are many types of annuities, stop by our office so we can find the right one for you.
ANNUITIES:
GROWTH OF SAVINGS
HELP WITH INFLATION
DIVERSIFY YOUR ASSETS
GUARANTEED INCOME FOR LIFE
